Mortgage insurance application integrations
Find more information on MI application integrations with MGIC, including sample files.
Order MI seamlessly with an MI application integration
The MI application integration enables integrating partners to seamlessly order MI as part of the loan origination process. By leveraging existing loan data that adheres to MISMO standards, the integration streamlines the exchange of information and reduces manual data entry.
This integration is typically used during loan processing and underwriting workflows, allowing systems to request MI when needed and resubmit updated loan information as loan details evolve. By enabling MI ordering directly within your platform, users can complete their workflow more efficiently without leaving the system they already use.
The documentation and sample resources provided here will guide you through building a robust and reliable MI integration. You'll find information on supported request formats, expected responses, and best practices for handling successful transactions, suspense conditions, and error scenarios.
Specifications
MGIC leverages MISMO® standard formats for requesting rate quotes. Please visit MISMO's website for more details.
MISMO XML
To ensure consistency and interoperability across platforms, MI orders are submitted exclusively through industry standard MISMO XML. The current industry standard for MI is MISMO 3.4.
Sample files
Explore the sample files below to see examples of successful requests and responses. Simply modify data points to match desired loan scenarios and quickly create a suite of expected request and response files that can help facilitate your development and testing efforts.
MISMO 3.4 XML MI application sample request file
MISMO 3.4 XML MI query sample request file
MISMO 3.4 XML MI application sample response file
Integration flows
Our integration flows outline how requests move through the system, from submission to response. They are designed to be predictable, transparent, and easy to troubleshoot, giving integrating partners a clear understanding of expected behavior at every step.
MISMO® is a registered trademark of Mortgage Industry Standards Maintenance Organization.