Underwriting

As mortgage professionals, our shared goal is to prudently qualify as many borrowers as possible so they can successfully maintain homeownership.

Underwriting Guide & summaries

Find information about MGIC mortgage insurance underwriting guidelines, programs and more.

Underwriting Guide & summaries

Look to our guide and summaries for our most current underwriting guidelines, which outline loan, borrower and property eligibility for mortgage insurance coverage.

MGIC Go!

We offer streamlined underwriting – for Agency Approve/Accept loans up to 97% LTV.

Portfolio lending

Use MGIC MI to meet your community's mortgage financing needs while reducing your exposure to credit risk, optimizing your capital utilization and reducing loan loss reserves.

QM points and fees

Learn how MGIC MI rate programs affect QM Points and Fees calculations.

Quality control

What to expect when it comes to MGIC quality control audits.

Underwriting bulletins & news

Browse recent MGIC bulletins announcing changes to our Underwriting Requirements.

Income analysis

We offer calculators and training that can help make analyzing borrowers’ income a breeze.

Self-employed & income calculators

Our editable and auto-calculating worksheets are available in macro-enabled and macro-free versions.

Magic Minutes

These on-demand, quick-hitting videos bring you essential knowledge about evaluating and calculating borrower's income and analyzing self-employed income in 15 minutes or less.

Live and recorded training

Browse our training calendar and recorded sessions for popular webinars on self-employed borrower income and more.

Underwriting

Underwriting Guide & summaries

Underwriting Guide & summaries

MGIC Go!

Portfolio lending

QM points and fees

Quality control

Underwriting bulletins & news

Income analysis

Self-employed & income calculators

Magic Minutes

Live and recorded training

Readynest.com

First-time homebuyer resource library

It's time to rethink MI